Insurance-based PT limits your care—rarely one-on-one, short sessions, restricted treatments, and minimal personalization. But your body is not a billing code. Cash-pay physical therapy gives you time, attention, and the results you actually need.

Here’s Why Cash-Pay PT Works:

• One-on-one treatment with a licensed clinician every visit

• No rushed sessions or handoffs to aides

• Advanced techniques like dry needling, vagus nerve stimulation, and mobility retraining—without insurance red tape

• Faster, more lasting results by targeting root causes—not just symptoms

You Can Still Use Your Benefits:
You can pay using your HSA/FSA accounts, and we’ll provide you with a “super bill” to submit to your insurance. Many patients receive partial reimbursement based on their out-of-network benefits.

Important to Know:
Even with in-network providers, insurance won’t begin paying until you’ve met your deductible, which can be thousands of dollars. Until then, you're paying out of pocket anyway—without the same quality of care.

Cash-pay PT is not a luxury—it’s real healthcare.
You get the freedom, time, and focus your body deserves.